2–3 minute processSimple online application.
A SIMPLE WAY TO GET STARTED
Short-Term Loans
Up to $5,000
Explore your loan options through our network of participating lenders with a simple online request.
Safe and secureYour information is protected.
Decision within minutesFast connection to potential lenders.
Funds as soon as the next business dayTiming depends on the lender.
HOW IT WORKS
Three simple steps to get started with LumoLoans.
01
Submit Details
Provide a few basic details through our secure online form to get started.
02
Check Offer
If a participating lender presents an offer, review the loan amount, terms and fees carefully before deciding.
03
Receive Funds
If you accept an offer, the lender will handle the funding according to its terms and applicable banking procedures.
WHY LUMOLOANS
A free connection service designed to make getting started simple.
LumoLoans does not make loans or determine whether a borrower is approved. We provide a facility that may connect prospective borrowers with participating lenders.
✓ Free connection service
✓ Simple online process
✓ No obligation to accept an offer
✓ Loan requests up to $5,000
Safe & Secure
We use a straightforward online experience designed to help you provide the information needed to explore available options.
IMPORTANT INFORMATION
Review every lender offer before accepting.
Rates, fees, repayment terms, approval decisions and funding times are determined by the lender and may vary based on lender criteria, borrower circumstances, state and applicable law.
Get Started Now →FAQ
Frequently Asked Questions
Is LumoLoans a lender?
No. LumoLoans is a connection service and does not make loans or make approval decisions.
Is approval guaranteed?
No. Any approval decision is made by the lender and depends on its eligibility requirements.
Are rates and fees the same for everyone?
Rates, fees and repayment terms vary by lender and borrower circumstances.
When can funds arrive?
Funding timing is determined by the lender and your bank and may vary based on their processes.
CONTACT US
We're here to help.
For website or connection-service support, use the contact details provided by LumoLoans.
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